Visa
Credit Card
Cintel FCU is a
member of the Visa Credit Card Program. With a low interest rate of only 4.9% over prime, no annual fee, and a credit limit of up
to $10,000, the Cintel Visa card is the only credit card you'll ever need!
To apply for your Cintel Visa Card, simply complete our online
credit card application.
Visa Savings & Rewards
Earn FREE Checking account
services and
a monthly CASH REBATE
No Gimmicks - No Teaser Rates - No Empty
promises - No Games
Simply Savings & Rewards to You, our Valued Members.
Participating in our VISA Savings & Rewards Program
is as easy as 1-2-3! You decide how much you want to
save and earn in our rewards, and we'll take care of the rest.
Members with a Cintel
Checking Account and a Cintel VISA Card receive a 50% discount on checking
account services, including:
-
Check Printing
-
Check Copies
-
Statement Copies
-
-
-
Earn up to 1% of your total monthly purchases in cash
rewards when you have your Visa payment payroll deducted or automatically transferred
from your Cintel FCU account. Rebates will be awarded based on the following
table:
-
Total Monthly Purchases
of $0 - $249.99 will receive $1.00
-
Total Monthly Purchases of $250 - $499.99 will receive
$2.50
-
Total Monthly Purchases of $500 - $999.99 will receive
$5.00
-
Total Monthly Purchases of $1,000 and over will receive
$10.00
These rebates will be credited to your Cintel Savings
account.
To Apply Now, click
here!
| Annual
Percentage Rate for Purchases & cash Advances |
9.90% Variable APR. The APR is
established quarterly and is equal to the prime rate as published in the Wall Street Journal plus 4.9%. The maximum rate charged will not
exceed 15.90%. |
| Grace Period for
repayment of the balances for purchases |
You have 25 days to repay your
balance before a finance charge on purchases will be imposed |
| Method of computing
the balances for purchases |
Average daily balance including
(including new purchases |
| Minimum finance
charge |
$0.00 |
| Transaction fee
for cash advances |
$5.00 |
| Transaction fee
for purchases |
$0.00 |
| Annual fee |
$0.00 |
| Late
payment fee |
$25.00 |
| Over-credit
limit fee |
$20.00 |
State Law Notices .....
Ohio Residents only: |
| The
Ohio Laws against discrimination require that all creditors make credit equally
available to all creditworthy customers, and that credit reporting agencies
maintain separate histories on each individual upon request. The Ohio Civil
Rights Commission administers compliance with the law. |
|
